Darla!

Category: money

  • Karena Hidup Itu Nggak Melulu Tentang Duit

    Karena Hidup Itu Nggak Melulu Tentang Duit

    Tabungan dikit, nggak ada investasi, belum punya aset; itu semua nggak masalah sih menurutku. Asal masih sehat jiwa & raga. Tentunya dengan tetap berusaha. Tapi nggak usah dibawa pusing.

    Berawal dari seorang teman yang share Instagram Stories salah satu akun penasehat keuangan yang lagi bahas KPR, aku jadi tertarik untuk follow akun tersebut. Waktu itu aku kayak langsung terdoktrin pas mereka bilang kalo punya rumah tuh nggak penting. “Ngapain hidup susah gegara KPR padahal rumahnya jauh dari tempat kamu berkegiatan sehari-hari?” begitulah kira-kira provokasinya waktu itu. (more…)

  • 5 Tips Jenius Mengelola Keuangan Pribadi

    5 Tips Jenius Mengelola Keuangan Pribadi

    Seperti yang sudah beberapa kali aku ceritakan di blog ini, aku adalah seseorang yang sangat buruk dalam mengatur keuangan. Salah satu resolusiku di tahun 2019 ini adalah untuk memperbaiki diri dalam hal keuangan. Aku mulai rajin baca buku dan artikel tentang pengelolaan keuangan; aku juga mulai follow akun-akun medsos yang sering memberi tips keuangan. Dalam 2 bulan intensif belajar dan baca sana-sini, aku bisa menarik kesimpulan dari semuanya dan memasukkannya ke dalam 5 tips jenius mengelola keuangan pribadi berikut ini. (more…)

  • 5 Aplikasi Keuangan (iOS + Android) Favoritku

    5 Aplikasi Keuangan (iOS + Android) Favoritku

    Sejak mengenal Jouska dan Mbak Prita Ghozie beserta ZAP Finance-nya, aku sedikit banyak jadi lebih ‘melek’ sama manajemen keuangan. Jujur nih ya, I’m really really bad at managing money. Bahkan mungkin yang terburuk yang pernah kamu temui. Di tahun 2019 ini aku pingin sekali mulai merapikan keuangan, baik keuangan rumah tangga maupun keuangan pribadi. Untuk membantuku mencapai tujuan itu, aku coba-coba beberapa aplikasi keuangan dan perbankan di ponselku. Hasilnya, aku menemukan 5 aplikasi keuangan favoritku. Kelimanya bisa kamu unduh baik di ponsel berbasis iOS maupun Android (link-nya aku sertakan juga). (more…)

  • How I Combine My Love of English and Internet to Earn Money Online

    I miss regular blogging. I’ve had a lot of things in mind: wedding planning, house hunting, seserahan shopping, et cetera, et cetera; but I still can’t write them all as I don’t have the right pictures or photographs to be put on those posts. I’m one of those bloggers who really hold onto the belief that a blog post should have at least one picture on it. I’m holding onto that belief religiously.

    One of the many things that I’ve been wanting to share is about my financial struggle this past month. There have been some issues regarding my new job as a teacher, and as a result, I didn’t get paid last month. I’ve been struggling to keep going with only a paycheck from tutoring, which ended last month, meaning I won’t get any more paycheck from tutoring this month. My paycheck from teaching in high school won’t really pay my bills, actually. It is way lower than the minimum wage and won’t make ends meet. I know I wouldn’t be able to survive if I only depend on teaching.

    A few months ago, my fiance introduced me to an online outsourcing website called oDesk. It is a marketplace where employers and freelancers can meet. I signed up, but hadn’t really looked into it until last month. I found a joblisting looking for freelance English to Bahasa translators for a popular website. I have been an amateur English to Bahasa and Bahasa to English translator for a few years now, so I applied for the job. They gave two sample texts for me to translate as a (paid) test. Two days later, they sent me an email saying that I was accepted. Since then, I’ve translated eleven articles and got paid more than my paycheck as a teacher. Isn’t that great?


    For as long as I’ve known the internet, getting money online has always been a dream for every user. I’ve seen all around the WWW a lot of ads and promotions saying that we can earn money with just a few clicks, but not all of them is true and safe. Here are some tips for getting money online.
    1. If it is too good to be true, it probably isn’t. Ever seen those links saying “Get $$$ for just signing up!” passed around on Facebook? It’s really suspicious, isn’t it?
    2. There is no such thing as easy money. You need to work to earn money. Signing up and sharing the links asking people to sign up are not counted as working.
    3. Always check the credibility of the websites. I personally consider outsourcing websites that have legit Wikipedia pages (like oDesk, Freelancer.com, and Guru.com) as trustworthy.
    4. Pay attention at how you will receive your payments. For example, oDesk has a range of payment methods, like via Paypal, local bank transfer, Payoneer, etc.
    5. Choose the joblistings very carefully. When applying for a job, ask for an upfront payment if necessary. Don’t apply for suspicious or illegal jobs.

    Many people have successfully earned money through this kind of outsourcing websites. There are hundreds of job listed everyday. It works for me so far, hope it’ll work for you too.

  • Ramadan This Year

    Ramadan this year is so different than previous ones. This year, I’m no longer a student. I haven’t landed on a solid job either. I’m in a somewhere-in-between situation where I’m only working part time and getting paid below the minimum wage. I may say that this is the lowest point in my life, economically speaking. Coincidentally (or not?), I haven’t got any iftar invitation this Ramadan. Usually, my weekends in Ramadan were fully booked with iftar appointments at least a week before the fasting month even started. This year is a surprising exception.

    Yup. Pretty much what I’m suspecting right now. But anyway… Ramadan mubarak to all my brothers and sisters out there! (Especially to all the brothers who are currently playing the World Cup while still fasting. God bless you!)